Stop setting credit limits
on gut feel.
FilingTrace gives every credit decision a data foundation — real filed accounts, AI analysis, and going concern alerts — in the time it takes to make a coffee.
The problem with current credit checks
Traditional credit reference agencies give you a score with no explanation. They're expensive, slow, and often based on outdated data. Companies House has the real data — but reading dense PDF accounts manually takes hours per company.
FilingTrace makes the real data accessible in seconds.
Credit limit backed by balance sheet
Every recommended limit is tied to net assets, cash position, and turnover — not a black box.
Going concern detection
Auditor notes flagging doubt about a company's ability to continue are automatically highlighted.
Automated re-monitoring
Your watchlist is re-analysed when companies file new accounts. You're notified if risk changes.
Audit trail for every decision
Export timestamped PDF reports to attach to credit applications or show auditors.
What credit teams say
“We used to spend 45 minutes per credit application reviewing accounts manually. FilingTrace brings that down to 2 minutes with better coverage.”
Head of Credit Control
Regional manufacturer
“The going concern detection alone paid for the subscription in the first month — we caught two customers in distress before they became bad debt.”
Credit Manager
B2B distributor
Start protecting your business today
Free plan includes 3 analyses per month. Teams from £49/month.
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